For individuals, families and small businesses

Keep more of what you earn.

Book your discovery call No commitment · English or Spanish

Picture your year going like this.

December

It's December.

You already know what you'll owe in April.

And there is still time to change it.

Tax season

Your documents are already in order.

You review your return and it makes sense.

You sign, and you are done.

A big decision

You are about to buy a car, hire someone or start a side business.

You already know how it affects your taxes.

You decide with the numbers in front of you.

A letter from the IRS

It shows up on a Tuesday.

You forward it and go on with your day.

The answer is already on file.

That is what having a plan feels like.

Own a business? See what a plan can do.

Move the numbers. See two simple ways to pay less tax: a 20% deduction for business owners, and saving for retirement.

These are only the basics of tax planning. A full plan looks at much more.

Try your numbers

Estimate
2026 federal estimate
How you file
Up to $72,000 with a 401(k). More with other plans.
Tax you don't pay this year$41,623
You keep$19,075
The 20% deduction for business owners
Moved to later$22,548
Tax on your retirement savings. Not paid now.

You get the full 20% deduction.

Get your real numbers →

A simple estimate. Not tax advice.

Man resting calmly with the words: the only thing that truly matters is my peace of mind

You finish your workday. You shut the laptop and head home.

No shoebox of receipts. No late-night math to see if the numbers still work.

That part is handled.

This is where I come inYou know your numbers.Go home at peace.
Luis Prieto Luis Prieto Founder, PRIETO CAPITAL LLC
My story

Hi, I'm Luis.

I trained as a physician. Medicine taught me to listen first, look at the whole picture, and explain things so people understand them.

When I came to the United States, I moved into finance, working in investment analysis and business structuring. That is where I saw it. Hard-working people and business owners paying more tax than they needed to, because no one sat down with their numbers before December. Families signing returns they didn't understand.

It is not a lack of intelligence. It is a lack of time. Your day is already full.

So I built PRIETO CAPITAL to take care of the tax side of your life and your business, the way I would want it done for me. In plain language. Before the deadline, not after.

Connect with me on LinkedIn

What changes for you

Pay what you owe, not more

I review your numbers and your situation, and show you where you are paying more than you need to. Before the year ends, while there is still time to act.

Your tax return, done right

Individual, family or business: your return prepared with care and explained before you sign.

Know your numbers every month

For businesses, monthly bookkeeping that keeps your books current, so you always know how the business is doing.

Stop dreading the IRS letter

Every decision is documented. If the IRS ever asks, the answer is ready.

Three steps. Then you get back to your life.

1

Discovery call

We talk about your situation and decide together if I can help.

2

I learn your situation

I gather your documents and review where you stand today. You do as little as possible.

3

Your plan

You get a clear plan, with your numbers and the documentation behind it. You decide.

Questions people ask me

Who do you work with?

Individuals, families, self-employed people and small businesses. I also have a special focus on physicians and medical practices.

Will you promise me a savings number?

No. Every recommendation comes with three numbers: what you save for good, what you only defer, and what supports it. You see the math before you decide.

How do I send you my documents?

Never by email or text. Once we work together, I give you a secure way to share them.

Do I need to be in Miami?

No. I work from a virtual office and we meet by video, wherever you are.

What happens on the discovery call?

We talk about your situation and what worries you. If I can help, I tell you how. If I can't, I tell you that too.

Do you work in Spanish?

Yes. Sí. The whole process can be in English or in Spanish.

Questions before booking?

Email is the best way to reach me. For something quick, send a text message. English or Spanish.

Book a discovery call